Headwaters Health and Wealth LLC

Time to Prepare for Medicare Open Enrollment

September 15, 20252 min read

Medicare’s Annual Enrollment period is right around the corner, running from October 15 through December 7. During this time, beneficiaries can review and make changes to their Medicare Advantage (Part C) or Prescription Drug (Part D) plans. September is the ideal time to get ready. (Steer clear of the misleading TV ads, we can offer reliable information about programs you may qualify for – there is nothing offered on a TV ad that a local professional agent cannot offer, explain and service.)

Start by reviewing your current Medicare plan—whether it’s Original Medicare, a Medicare Advantage plan, or a Part D Prescription Drug plan.  Make note of your current coverage and out-of-pocket costs. It’s also key to make a list of your current medications, preferred doctors and hospitals. If you’d like to get a review you can click our link to provide your information through our HIPPA compliant link.

Then watch your mailbox for the Annual Notice of Change (ANOC) from your current plan. These typically arrive mid to late September. This important document outlines any changes in your Medicare Advantage or Prescription(Part D) Plan. You’ll want to check whether your preferred doctors, hospitals, and prescriptions are still included. Also costs of services will likely change for different aspects of care. Changes to coverage accepted at some facilities is likely this coming year.

If you’re happy with your current plan and the 2026 changes, no action is needed.

If you’re unsure about your options or want to verify current coverage or change coverage, free help is available. Our services are never a cost to you, so please don’t hesitate to call (303) 887-8584. You can also either scan the QR code and attend one of our in-person or virtual seminars. Or use the Review QR code to schedule with our licensed agents, submitting the information will trigger a call from us to set up your individual consultation.

Taking time now to prepare can save you money and ensure you get the best care in the year ahead with the least amount of stress as we navigate this year’s Medicare choices.

Mario Waller

Art Director

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